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Question

Why is it challenging to encourage people to use a system when the costs are incurred upfront, but the returns may be experienced later?

a.

People are bad at saving money

b.

People prefer immediate gains over future gains

c.

Future gains are discounted very highly

d.

The system lacks engaging features

Answer: (c).Future gains are discounted very highly Explanation:Future gains are typically discounted very highly in human decision making, making it challenging to motivate people to use a system when costs are upfront, but returns may be experienced later.

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Q. Why is it challenging to encourage people to use a system when the costs are incurred upfront, but the returns may be experienced later?

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